Procrastination can affect all aspects of your life. Finances, health, success, relationships, and a sense of well-being are just the most prominent. Of course, at times it is necessary to take a step back to reorganize yourself if you are facing a tough project or situation, but that period of grace too often slides into mere avoidance. This will cost you in the future when you find yourself stressed and running to catch up, if you can.
If you are like most people, you think that you have to live with it. That’s just the way you are. Maybe you think you just have a lazy streak. There really is no such thing as lazy. We have patterns of behavior that work or don’t. Procrastination is one of those that does not work.
At certain times, the negative consequences of not completing something are clear. You submit your taxes after the deadline and got a large penalty and interest. Your coworkers can’t trust you to get the necessary work done on time. You didn’t leave enough time to study all the material for the test.
Other costs are more subtle, but they all cost time or money or both.